Grade Point Average or GPA is a calculated average of the letter grades that a college student earns, using a scale of 0 to 4.0 or 5.0 scale. Every semester, the student receives a GPA based on the grades that he earns in his classes for that semester.
This GPA will be a cumulative figure which the student will maintain from semester one till the final year. GPA is needed for acceptance into college. Likewise, college students also need to worry about the GPA that they get as better the grades, the greater the chances of scholarship and grant opportunities.
College GPAs are vital for undergraduate students who wish to gain admission into graduate school. There is no universal way of calculating the GPA one receives. The calculation methods vary from country to country and by institution. Nonetheless, one can use a grade point average calculator to calculate the GPA. Continue reading →
Dealing with fractions can be a daunting task for some. Instead of having to labor over it manually, one can now easily deal with fractions using a fractions calculator. A fraction calculator can automatically compute basic operations with regard to fractions. The process of making fraction calculations involves entering values into the fraction calculator and generating results, when needed.
These basic operations include addition, subtraction, multiplication and division. The easiest way of working with fractions is to use a fraction calculator. It can be a great help when you want valid calculations. A calculator with fractions can also be useful in allowing one to work with fractions without having to do so manually. Continue reading →
“Live by the day”, goes an old saying. But hardly do we pay attention to how much we have grown in one day. We celebrate birthdays yearly, commemorating the addition of another year in our age.
But hardly do we ever think of the addition of each day in our life. Literally, each passing day is like a new experience we go through. If we celebrate and calculate age each year, wouldn’t it be interesting to count our age in years? This is where this concept of Age Calculator comes in. Continue reading →
Debt to income ratio is a personal finance measure, which is used to compare an individual’s debt payments to the income that he generates. The financial measure is a crucial concept in the lending industry because it gives these lenders an indication of how likely it is that the person who has borrowed will repay the loan owed.
There are essentially two types of debt to income ratios: front-end and back-end. Front-end ratio indicates the percentage of income generated that goes toward housing costs. This means rent for tenants and PITI for homeowners. Back-end ratio indicates the percentage of income that will go towards the payment of recurring debt payments including those in front-end ratio and other debts like credit card payments, car loans, student loans and so on. Continue reading →
We all like discounts, don’t we? When shopping, we get excited when we see discounts on purchases for products that we would like to purchase. Discounts on purchases definitely make items more attractive. In order to decide if the discounts on purchases fit within your budget, it is necessary to calculate the price after the discount.
The cost of a product after the discount depends primarily on the percentage discount offers. There are ways to quickly enter those equations on a calculator, thereby saving time and helping one decide if a product is within the budget or not. Calculate percentage of discount and final price of the product and make informed choices about whether to buy a product or not.
Essentially, you would need to know that the rate of discount is presented as a percentage. Then, to find the discount, multiply this rate by the original price, and to find the sale price, subtract the discount from original price. Below, you will read about how to calculate percent discount and why you should make calculations before making a purchase. Continue reading →
Metabolism is a term used in describing all chemical reactions involved in the maintenance of a living being. Metabolism can be divided into two types: catabolism and anabolism. Catabolism refers to the breakdown of the molecules so as to obtain energy.
Anabolism refers to the synthesis of compounds that are needed by the cells. Resting metabolic rate (RMR) or basal metabolic rate (BMR) refers to the rate at which a body burns calories or energy when in resting mode. In order to survive and carry out essential body functions like respiration, toxin removal from kidneys and so on, these calories are needed.
Around 50 to 75 percent of a person’s total energy expenditure on a daily basis is attributed towards RMR. RMR can be calculated using a metabolic calculator so that you get an idea how many calories you will need a day. Continue reading →
To tip or not to tip, the Shakespearean question often comes to one’s mind at different places like the restaurant, parking lots, taxi/ cabs, resorts, and with people like waiters, Valets, Masseurs, baby-sitters, etc.
After all, this is the question of “how much to tip?” Well, though tipping is not exactly mandatory, it is definitely customary to give necessary tips as and when possible. In restaurants and bars, there does exist a universal standard for tipping; however, at other places, one has to, at times, calculate how much percent of the bill or expense has to be given in the form of tip. If we consider in general, about 10-20 percent of the total cost of service obtained should be given as tip. However, one should know that you should tip only if you are satisfied with the services, as the basic standard of service has to be maintained. Continue reading →
A loan means a financial transaction in which the lender agrees to give the borrower a certain amount of money based on the expectation of total repayment. The terms of the loan are usually listed out in a form of contract.
While the lender can demand interest payments on top of the principal amount, the borrower has to agree to repay according to the lender’s terms. There are many types of loans available for people to take. Purchasing a new vehicle or a house will require you to look for some form of financial assistance.
Therefore, one will need to apply for a bank mortgage or a private housing or auto loan with the seller. Students intending to pursue higher education may need to apply for student loan. The interest amounts or amount owed will need to be calculated prior to purchasing anything. These can be done using loan calculators. Calculating loan payments, costs, and payoff schedules will make one understand how much it costs to borrow. Continue reading →
Absolute neutrophil count or ANC is a measure of the number of neutrophil granulocytes present in the blood. Neutrophils are known as a type of fully developed white blood cells. These neutrophils play a vital role in the body’s ability to ward off infections and illnesses.
Normal white blood cell count range or WBC normal range is 4300-10,800 white blood cells per cubic millimeter of blood. Human bodies rely on neutrophils to effectively break down and make use of proteins for more efficient use. In this WBC normal range, neutrophils make up between 50 to 70 percent of the body’s total white blood cells. It is important to keep regular count of ANC for health reasons. If an unusually high absolute neutrophils count is present, this is a strong indication that there is threat to the body’s immune system and may need to be treated. Likewise, if there is a low count of ANC, then precaution has to be taken in order to prevent infections. Continue reading →
Are you aware of what interest actually means? Interest is the cost of using someone else’s money. When one borrows money, interest is accrued. When one lends money, lender receives interest, i.e. a percentage of the principal. The percentage of the principal paid over a stated period is known as the interest rate.
A bank deposit wherein money is stored will also earn interest because the bank is paying for its use of the deposited funds. Assets, which are lent with interest, include shares, car purchase, and consumer good bought through hire purchase and so on. Short-term loans, typically those below one year, make use of simple interest method wherein interest is paid on the principal on the due date or bank discount method.
Long-term loans make use of compound interest mode wherein the interest adds up to the principal amount periodically and, therefore, paid on the accumulated value. Approximate monthly repayments that one will need to make on a loan received or mortgage can be calculated using a loan interest calculator. More specific calculators like a car interest calculator or simple interest loan calculator is also available depending on the kind of interest you need to pay. Continue reading →