Terms of Service.
Last updated: June 1, 2026
By accessing or using HQCalc at hqcalc.com, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please discontinue use of the site immediately.
1. Acceptance of Terms
These Terms of Service govern your use of HQCalc, operated by Redeemer Digital ("we", "us", "our"). By using any part of HQCalc, you confirm that you are at least 13 years of age and agree to these terms in full. We reserve the right to update these terms at any time. Continued use after changes constitutes acceptance.
2. Nature of the Service
HQCalc provides free online calculators, converters, and utility tools for informational and educational purposes only. All results produced by our tools — including financial calculations, health metrics, and mathematical outputs — are estimates based on the formulas applied. They are not professional financial, medical, legal, or tax advice. Always verify important calculations with a qualified professional before making significant decisions.
3. No Warranties
HQCalc is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the tools will be error-free, uninterrupted, or produce results suitable for your specific circumstances. While we strive for accuracy, formulas and rates (such as tax slabs, interest rates) may change and our tools may not always reflect the most current rules.
4. Limitation of Liability
To the maximum extent permitted by law, Redeemer Digital and HQCalc shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our tools. This includes but is not limited to financial losses, health decisions, or any other decisions made based on HQCalc results.
5. Intellectual Property
All content on HQCalc — including the design, code, text, graphics, tool logic, and brand assets — is the property of Redeemer Digital unless otherwise stated. You may not reproduce, distribute, or create derivative works from our content without explicit written permission. You may share links to HQCalc tools freely.
6. Acceptable Use
You agree to use HQCalc only for lawful purposes. You must not: attempt to reverse-engineer or scrape our tools; use automated bots to generate bulk requests; attempt to circumvent any security measures; use our platform to distribute malware or harmful content; or misrepresent the outputs of our calculators as professional advice.
7. Advertising
HQCalc displays advertisements via Google AdSense to fund the free operation of the platform. By using HQCalc, you acknowledge that advertisements may appear alongside our tools. We do not endorse the products or services advertised. Ad content is served by Google and is subject to Google's advertising policies.
8. Third-Party Links
HQCalc may contain links to external websites (such as bank websites for interest rate references, or government portals). We are not responsible for the content, accuracy, or privacy practices of any third-party sites. Accessing external links is at your own risk.
9. Privacy
Your use of HQCalc is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at hqcalc.com/privacy.
10. Governing Law
These Terms of Service are governed by the laws of India. Any disputes arising from your use of HQCalc shall be subject to the exclusive jurisdiction of the courts of Gurugram, Haryana, India.
11. Contact
For questions about these Terms of Service, contact us at: redeemerdigitalagency@gmail.com or through our Contact page at hqcalc.com/contact.